The higher the net worth number the more secure a credit union is considered. Net worth measures how much total assets exceed total liabilities. Winston-salem FCU has a net worth of 11.12% versus the BestCashCow average of 12.36. In net worth and $235,361 in loans loss reserves. To cover these potential losses it had $7,660,604 Winston-salem had $677,603 in non-current loans and $7,087 in owned assets. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has With the amount a credit union has on hand to cover any losses. The Texas Ratio compares the amount of loans at risk and assets repossessed The following ratios and data are available to help you better understand the financial condition of Winston-salem.Īll credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured.ĭepositors should be careful to remain within NCUA insurance limits. Prime Rate as of = 4.75% (Wall Street Journal).Published rates and terms based on primary homes. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. No closing costs on new HELOCs up to $500,000. Hazard insurance is required on all loans secured by real property flood insurance may also be required. All offers of credit are subject to credit approval applicants may be offered credit at higher rates and other terms. Winston-Salem Federal Credit Union corporate office is located in 711 E Salem Ave, Winston-Salem, North Carolina, 27101, United States and has 23 employees. Home Equity rates and terms are subject to change without notice. Winston-Salem Federal Credit Union Employee Directory.
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